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Keller Williams Town Life
25 Washington Street
Tenafly, NJ 07670

Meet Anat Eisenberg

Anat EisenbergAfter hundreds of transactions closed Anat is still passionate about real estate and it shows...

Anat ranked #8 out of 8000+ New Jersey MLS agents with well over $220 million in total sales during the six-year period of 2010-2015. Anat has closed over $415 million in real estate sales over the years.

Anat Eisenberg is the #1 ranked agent in Tenafly for combined sales in 2010-2015 exceeding $145 Million sales.

Bergen County NJ Real Estate Leader
Anat Eisenberg - Tenafly Real Estate Agent

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> Real Estate Terms

Real Estate Glossary

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  • Early occupancy   The condition in which buyers can occupy the property before the sale is completed.
  • Earnest money   Money a buyer gives with an offer to purchase a property. Also called a deposit.
  • Earthquake insurance   A policy that provides coverage against damage to a home from an earthquake.
  • Easement   A right given to a third party to use a portion of the property for certain purposes, such as power lines or water mains.
  • Eaves   The projecting overhang at the lower edge of a roof.
  • Effective age   The age of a structure estimated by its condition rather than its actual age.
  • Effective gross income   Additional income that a lender considers when assessing the loan application of a potential borrower.
  • Electric service panel   A panel that transfers power from the utility line into a house to be distributed through fuses or circuit breakers.
  • Elevations   The exterior view of a home design that shows the position of the house relative to the grade of the land.
  • Ell   An extension or wing of a house that is at right angles to the main structure.
  • Eminent domain   The government’s right to condemn private land for public use, such as the routing of a public highway.
  • Employer-assisted housing   Programs which help employees purchase homes through special plans developed with lenders.
  • Empty nesters   Potential buyers who have raised their families and want to move into a smaller home.
  • Encroachment   Fences or other structures that extend into the property of another owner.
  • Encumbrance   A claim or lien on a property which complicates the title process.
  • End loan   The conversion from a construction loan to permanent financing a condominium buyer secures after all units in a project have been completed.
  • Endorser   A person who signs over ownership of property to another party.
  • English Tudor style   An architectural design that features stone or brick exterior walls and exposed beams.
  • Environmental impact statement   A government-mandated evaluation of all aspects and effects a development will have on the environment of a proposed site.
  • Environmentally friendly home construction   A method of construction that utilizes recycled materials.
  • Equal Credit Opportunity Act.   A federal law that prohibits a lender or other creditor from refusing to grant credit based on the applicant’s sex, marital status, race, religion, national origin or age. The law also prohibits a creditor from refusing to grant credit because the applicant receives public assistance.
  • Equifax   Equifax Credit Information Services, Inc., is one of the “Big Three” credit-reporting bureaus that operate nationwide. Address: P.O. Box 740249, Atlanta, GA 30374.
  • Equity   A determination of the value of a property after existing liens are deducted.
  • Errors and omissions insurance   A policy that pays for any mistakes a builder or architect makes in a project.
  • Escrow   A neutral third party holds the documents and money involved in a real estate transaction and ensures that all conditions of a sale are met.. Escrow also refers to a special account that a lender establishes to hold monthly installments from the borrower to cover property taxes and insurance.
  • Escrow account   An account that a lender or mortgage servicer establishes to hold funds for the payment of expenses such as homeowners insurance and property taxes. Also known as an impound account.
  • Escrow agent   A neutral third party who ensures that all conditions of a real estate transaction are met.
  • Escrow analysis   A lender’s periodic examination of an escrow account to determine if the lender is withholding enough funds from a borrower’s monthly mortgage payment to pay for expenses such as property taxes and insurance.
  • Escrow closing   Escrow closes when all conditions of a real estate transaction are met and the title of the property is transferred to the buyer.
  • Escrow company   Firms that act as neutral third parties to ensure that all conditions that the buyer, seller and lender establish in a real estate transaction are met.
  • Escrow payment   Funds that a mortgage servicer withdraws from a borrower’s escrow account to pay property taxes and insurance.
  • Estate   The total assets of a person, including real property, at the time of death.
  • Eviction   A legal procedure to remove a tenant for reasons including failure to pay rent.
  • Examination of title   An inspection by a title company of public records and other documents to determine the chain of ownership of a property.
  • Excavation   The process of clearing trees, removing topsoil and grading land before the foundation is laid.
  • Exclusive listing   A contract that gives an agent the exclusive right to market a property for a specific period of time.
  • Executor   A person appointed to carry out the instructions in a will. If there is no will, a probate court will appoint an executor.
  • Exhaust fan   Ventilating devices that remove water vapor, undesired smells or smoke.
  • Experian   Experian, formerly known as TRW Information Systems & Services, is one of the “Big Three” credit-reporting bureaus.. Address: 505 City Parkway West, Orange, CA 92868.